Fee Schedule

As of July 1, 2025, subject to change. Services are available only to account holders.

Service

Fee

ATM Transaction Fee, Allpoint ATMs

Free

Other ATM Terminals Per Transaction Charge

(a fee may be imposed by the owner of the other terminal or network)

Free

Money Order

(available up to $1,000.00)

Free

Official Check

Free

Mailing of Money Order or Official Check

$3.00

Stop Payment

$20.00

Direct Deposit

Free

NSF (Non-Sufficient Funds) Charge

(per item not paid)

$25.00

Overdraft Charge

created by bank fee, check, in-person withdrawal, ATM withdrawal, or other electronic means (per item paid)

$25.00

Deposited Item Returned Charge

$20.00

Account closed within 6 months of opening

$20.00

Dormant account

non-refundable monthly fee, after 12 consecutive months of inactivity

$7.00

Wire Transfer - Incoming (domestic or international)

$10.00

Wire Transfer - Outgoing (domestic)

$25.00

Wire Transfer - Outgoing (international)

$50.00

U.S. Savings Bond Redemption

Free

Loose Coin Exchange

Free

Purchase Rolled Coin

Free

Mortgage Payoff Letter - Original, pickup or sent electronically

Free

Mortgage Payoff Letter - Mailed copy

$10.00

Mortgage Payoff Letter - Revised within 90 days of first request

$15.00

Additional Copy of Mortgage Document

$10.00

Mortgage Verification Letter

$15.00

Notary Public

Free

Statement Copies - Sent Electronically

Free

Statement Copies - Printed

$6.00

Cancelled Checks Returned with Statement

Free

Copy of Item

$5.00

Copy of 1098 or 1099 Form

$5.00

Debit or ATM Card Replacement Fee

$5.00

Debit Card Replacement Fee – Rush Order

$45.00

Savings Passbook Replacement Fee

$5.00

Account verification letter

$15.00

Account research

(per hour, 1 hour minimum)

$20.00

Legal Notice Processing Fee

$50.00

Photocopies (per page)

$ .25

Send Facsimile (U.S. only), per page

$1.00

Return Mail Fee (per returned item)

$16.00

External Transfer - Incoming

Free

External Transfer - Outgoing (standard)

Free

External Transfer - Outgoing (expedited)

$4.00